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Posts Tagged ‘Mortgage’

Which Mortgage Loans Are Right For You?

So, you are planning to buy that perfect house or
commercial property but aren't sure which mortgage loans
are right for you.

Well, there are tons to choose from and they are all
tailored to your specific needs. If you have a great job
and money isn’t an issue, you can make higher payments and
possibly pay off your loan in as little as 10 to 15 years.

For many people though, they don’t have great jobs and need
to come up with the best mortgage loans for their budget.

 Read more...

Related Reading:

Mortgages 101: Quick Answers to Over 250 Critical Questions About Your Home Loan
Mortgages For Dummies, 3rd Edition

Be the first to comment - What do you think?  Posted by LeRoy - at

Categories: Mortgage Types   Tags: , , , ,

Bad Credit Mortgages- Making The Dream Of Home-ownership Come True

Bad Credit Mortgages- Making The Dream Of Home-ownership Come True

Bad Credit mortgages makes the
American dream of home ownership
a possibility even for people
with less than perfect credit
scores.  

Sub-prime loans (also called
second chance lending) are
usually granted to people
with credit scores of less
than 680.

Sub-prime loans are generally required by people who have missed
more than two payments in the last 12 months; have a judgment,
foreclosure, or eviction against them; declared bankruptcy in the
last 5 years; or have a generally defined high risk of default.

Back in the 1930s, the 30 year fixed rate mortgage was introduced
as a financial instrument.  Since then, the rate of home ownership
has doubled and two-thirds of Americans own their own homes today.  

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Categories: Credit, Home buying, Mortgage   Tags: , , , , , , , , , , , , , ,

Shopping for your home?

Shopping for a home?

Find out the important in’s and out’s of shopping for home with this very informative video produced by HUD. It details important information that will help you when shopping for a home.


You will learn these  important points:

  1. Home counseling: why it may help you
  2. Expenses: determining how much house you can afford
  3. Credit reports & credit score: why you should check it in advance
  4. Real Estate agents:  types of agencies
  5. Purchase contract: what it contains and why it is important
  6. Earnest money deposits: what are they for and how you could lose it

and much, much more.

Read more…

Be the first to comment - What do you think?  Posted by LeRoy - at

Categories: Home buying   Tags: , , , , , , , , , , , ,

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