Home buying

Shopping for your home?

Shopping for a home?

Find out the important in’s and out’s of shopping for home with this very informative video produced by HUD. It details important information that will help you when shopping for a home.


You will learn these  important points:

1. Home counseling: why it may help you
2. Expenses: determining how much house you can afford
3. Credit reports & credit score: why you should check it in advance
4. Real Estate agents:  types of agencies
5. Purchase contract: what it contains and why it is important
6. Earnest money deposits: what are they for and how you could lose it

and much, much more.

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Bad Credit Mortgages – Take It To The Bank

It used to be pretty easy to get Bad Credit mortgage also know as bad credit home loan financing.  Now with a little patience they can still be found.

Countrywide specialized in these mortgages.  But, we all know what happened to Countrywide – it went belly up and Bank of America was forced to buy up its bad assets.  Therefore, bad credit home loan financing is less available today.

That doesn’t mean you can’t get bad credit home loan financing.  It just means you’ll have to dig a little deeper to find it.

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Where Do I Get A Bad Credit Mortgage?

If you have gone through a bankruptcy or have a less than stellar credit history, you may be concerned that you are never going to be able to buy the home of your dreams. It may take a little extra looking, and it may even cost a bit more, but there is such a thing as a Bad Credit mortgage that can help you realize your dream of homeownership even if your credit rating is not as high as you wish it were.

Not everyone is in total control of their credit histories all the time; there are numerous reasons for someone to have bad credit reports. Health issues and the medical bills that go with them, divorce, and job losses are all issues that people face in life, and sometimes those issues can adversely affect your credit history.

Your best bet when searching for a bad credit mortgage may be to consider leaving behind conventional financing and try instead to get a USDA, VA, or FHA loan.

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